Put Your Home to Work for You with a No Closing Cost Home Equity Loan

Home Equity is the difference between your home’s value and your mortgage balances. Home Equity loans provide low interest rates and great tax advantages. Whether you are ready to make home improvements, pay down higher interest debt or take your dream vacation, we have the Home Equity solution that is right for you.

We want to make this process easy for you. Simply get a free estimate on your home’s value by using our HomeValuator tool and then apply online, over the phone or at one of our convenient locations.

  Click here to get a free
estimate on your home’s value.
 

The no closing cost offer is subject to approval and the presentment of a perfected lien on your home, which must be a single-family owner occupied residence constructed on a permanent foundation. Property insurance is required, including flood insurance where applicable, regardless of loan amount. Offer limited to loans and lines of credit for purposes other than home purchase. Certain restrictions may apply for loans with a Loan-To-Value greater than 80%. Consult a tax advisor regarding deductibility of interest and other potential tax benefits. We reserve the right to approve or decline individual credit applications based on the following conditions. You must be the owner of residential estate property in which you live, you must have verifiable income, and you must meet our standard credit terms and policies. We will obtain a current consumer credit report when you respond to this offer and you must continue to satisfy the criteria for creditworthiness used to select you for this offer. We must receive a valid first or second lien on your owner occupied 1-4 family home. Property cannot be a co-op or mobile home.

Copyright © 2009  Bank of Texas, N.A. Member FDIC. Equal Housing Lender